ACTUAL PROBLEMS OF DEVELOPMENT AND OPERATION OF INFORMATION-ANALYTICAL SYSTEMS OF EVALUATION OF RATINGS OF BANKS
Ключові слова:
bank rating, information-analytical system, market of investments, investment product, financial securityАнотація
The article is devoted to current problems of development and operation of information-analytical systems of evaluation of banks ratings. Different methods of calculating ratings of banks - classical used by rating agencies in their daily practice as well as proprietory theoretical and methodological studies presented in modern economic literature have been considered. Special attention in the article is paid to the problem of authenticity of ranking a financial institution, as various individual methods and calculations are used which lead to obtaining differing results. The lack of accountability makes recommendations about the reliability of such information of little use for a primary investor. It has been revealed that ratings today are based on estimates of financial institutions and do not take into account separate investment products. In the investment market a rating should be carried out not only for the banks but also for all investment products.
Завантаження
Посилання
Arbuzov S. (2011). Banking encyclopedia. Kiev: Knowledge (in Ukrainian).
Financial portal. (2008-2017). Bank rating. May 21, 2017. http://minfin.com.ua/banks/rating (in Russian).
Ukrainian banking portal. (2007-2017). Rating of the success of Ukrainian banks. March 03, 2017. http://banker.ua/officialrating/ (in Ukrainian).
League Finances. (1991-2017). Fitch downgrades 13 Ukrainian banks to CCC. March 14, 2014. http://finance.liga.net/banks/2014/2/14/news/37408.htm (in Russian).
Resolution of the National Bank of Ukraine. (2015). Regulations on the procedure for determination of ratings CAMELS rating system. December 01, 2015. http://zakon4.rada.gov.ua/laws/show/v0171500-02 (in Ukrainian).
Sysoieva L. (2012). Problems rated banks in the system CAMELS. Economics of development, 3(63), 13-17. May 23, 2017. http://www.ed.ksue.edu.ua/ER/knt/eu123_63/e123sys.pdf (in Ukrainian).
Decree of Cabinet Ministers of Ukraine. (2007). On approval of the National Rating Scale. December 01, 2015. http://zakon4.rada.gov.ua/laws/show/665-2007-%d0%bf (in Ukrainian).